Privacy Policy and Terms of Use


Privacy Policy / Terms of Use and Conditions

 

This Privacy Policy governs the manner in which Quick Car Loans collects, uses, maintains and discloses information collected from users (each, a "User") of the www.quickcarloans.ca website ("Site"). This privacy policy applies to the Site and all products and services offered by Quick Car Loans.

Personal identification information

We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our site, fill out a form, and in connection with other activities, services, features or resources we make available on our Site. Users may be asked for, as appropriate, name, email address, mailing address, phone number, social security number. Users may, however, visit our Site anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Site related activities.

Non-personal identification information

We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information.

Web browser cookies

Our Site may use "cookies" to enhance User experience. User's web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly.

How we user your information

Your nonpublic personal information is used only to evaluate your application and to locate a participating automobile dealer who continues the process of assisting you in obtaining an automobile loan and purchasing said automobile. We may inform you of offers for other services offered by third parties with your consent.

At no time do we disclose or sell your nonpublic information to third parties that are nonaffiliated without your consent.

QuickCarLoans.ca may use the personal information provided by our customers to work directly with third-party businesses. That is to automobile dealership and other automobile lenders that are located within your region for the sole purpose of attempting to extend you automobile credit.

Hereby we disclose that any information that is shared with other companies to complete the customers request is not retain, share, stored or used for any other purposes by these companies. We never sell information to third parties unless instructed to do so by the person who gave the information.

We require following consent of applicants for our loan application:

1) Consent to contact: We ask for consent to follow up with visitors regarding their application or partially completed application.

2) Consent to seek loan approval: We ask for permission to pull credit reports and search for an auto loan approval with banks, automobile dealers or lenders on our customer’s behalf.

3) Third party consent: We ask for consent to provide customer information to automobile dealerships and or other automobile lenders that are located within your region for the sole purpose of attempting to extend you automobile credit

How we protect your information

We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Site.

Sensitive and private data exchange between the Site and its Users happens over a SSL secured communication channel and is encrypted and protected with digital signatures.

Third party websites

Users may find advertising or other content on our Site that link to the sites and services of our partners, suppliers, advertisers, sponsors, licensors and other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our Site. In addition, these sites or services, including their content and links, may be constantly changing. These sites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites which have a link to our Site, is subject to that website's own terms and policies.

Advertising

Ads appearing on our site may be delivered to Users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile non personal identification information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This privacy policy does not cover the use of cookies by any advertisers.

Changes to this privacy policy

Quick Car Loans has the discretion to update this privacy policy at any time. When we do, we will revise the updated date at the bottom of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

Your acceptance of these terms

By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.

Contacting us

If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site, please contact us at:

Quick Car Loans
11769 - 156 Street NW Edmonton, AB, T5M 3N4
(780) 669-8917
[email protected]

This document was last updated on September 19, 2014

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